Moneytreme

Moneytreme is only providing documents for loan application.

The information below is sourced from the SDFC (SME Digital) website and is provided for informational purposes only.

SDFC — SME Development Finance Corporation

SDFC Islamic Financing

Sharia-compliant financing solutions from SME Digital (SDFC) for Maldivian SMEs across priority sectors. Browse the available Islamic loan facilities below.

Visit SME Digital

Prioritizing Sectors

Our sector-focused approach delivers targeted financing

Fisheries

Tourism

Agriculture

Manufacturing

ICT

SME Financing Solutions

Comprehensive financial solutions designed for SME growth

Business Expansion Financing

Unsecured

Supports business growth and expansion — capital investments, fixed asset acquisitions, business diversification, and new revenue streams.

Facility Amount

Up to MVR 1,000,000

Repayment Period

Up to 10 Years

Grace Period

Up to 12 Months Grace

Guesthouse Financing

Secured

Financing for guesthouse development, construction, renovation, and expansion to grow local tourism businesses.

Vessel Financing

Secured

Acquisition, construction, and renovation of fishing and commercial vessels for the fisheries sector.

Mariculture Scheme

Unsecured

Financing for mariculture and aquaculture projects including fish farming infrastructure and operations.

Maha Manfaa

Unsecured

Supports SMEs in the fisheries sector — fish processing and value-added fish product development.

Islamic Micro Financing

Unsecured

Small-scale Sharia-compliant financing for micro businesses and startups with minimal documentation.

Guestroom Financing

Secured

Finance the development and furnishing of guestrooms for homestay and local tourism ventures.

Working Capital Financing

Secured / Unsecured

Short-term financing to cover day-to-day operations, inventory, and cash flow needs.

Asset Financing

Secured

Financing for essential business assets — machinery, equipment, and heavy vehicles — enabling growth, expansion, and operational efficiency.

Youth Entrepreneurship Financing

Unsecured

Sharia-compliant financing for aspiring young entrepreneurs across the Maldives to support business creation, innovation, and sustainable growth.

Thijarah Rashu Fathuru

Secured

Supports Maldivian MSMEs in the tourism sector — guesthouse development, renovation, support services, and technological innovation.

Women Entrepreneurs Financing

Unsecured

Supports women's participation in entrepreneurship — financing for start-up and existing women-led enterprises across all sectors.

Content Creator Financing

Unsecured

Financing for content creators and film producers to develop their work, invest in production capabilities, and expand their businesses.

Dhanduveri Manfaa

Grant

Grant facility (with IFAD funding) for the purchase of greenhouses and climate-smart technologies in traditional agricultural practices.

Dhanduveri Nafaa

Unsecured

Financing for agricultural businesses to improve access to capital for investment, expansion, and sector development.

Murabahah RSW Financing

Unsecured

Financing for Refrigerated Sea Water (RSW) systems, generator sets, and renewable energy for fishing vessels — supporting the fisheries industry.

Ready to Apply?

Apply directly through the SDFC portal, or contact us to guide you through the process.

Moneytreme

Islamic Finance Facilitation Platform connecting Maldives projects with trusted financing institutions.

Contact

info@moneytreme.com

Maldives

Copyright © Moneytreme. All Rights Reserved.