Moneytreme is only providing documents for loan application.
The information below is sourced from the SDFC (SME Digital) website and is provided for informational purposes only.
Sharia-compliant financing solutions from SME Digital (SDFC) for Maldivian SMEs across priority sectors. Browse the available Islamic loan facilities below.
Visit SME DigitalOur sector-focused approach delivers targeted financing
Fisheries
Tourism
Agriculture
Manufacturing
ICT
Comprehensive financial solutions designed for SME growth
Supports business growth and expansion — capital investments, fixed asset acquisitions, business diversification, and new revenue streams.
Facility Amount
Up to MVR 1,000,000
Repayment Period
Up to 10 Years
Grace Period
Up to 12 Months Grace
Financing for guesthouse development, construction, renovation, and expansion to grow local tourism businesses.
Acquisition, construction, and renovation of fishing and commercial vessels for the fisheries sector.
Financing for mariculture and aquaculture projects including fish farming infrastructure and operations.
Supports SMEs in the fisheries sector — fish processing and value-added fish product development.
Small-scale Sharia-compliant financing for micro businesses and startups with minimal documentation.
Finance the development and furnishing of guestrooms for homestay and local tourism ventures.
Short-term financing to cover day-to-day operations, inventory, and cash flow needs.
Financing for essential business assets — machinery, equipment, and heavy vehicles — enabling growth, expansion, and operational efficiency.
Sharia-compliant financing for aspiring young entrepreneurs across the Maldives to support business creation, innovation, and sustainable growth.
Supports Maldivian MSMEs in the tourism sector — guesthouse development, renovation, support services, and technological innovation.
Supports women's participation in entrepreneurship — financing for start-up and existing women-led enterprises across all sectors.
Financing for content creators and film producers to develop their work, invest in production capabilities, and expand their businesses.
Grant facility (with IFAD funding) for the purchase of greenhouses and climate-smart technologies in traditional agricultural practices.
Financing for agricultural businesses to improve access to capital for investment, expansion, and sector development.
Financing for Refrigerated Sea Water (RSW) systems, generator sets, and renewable energy for fishing vessels — supporting the fisheries industry.